St. Louis small business loans

Redefining the Business Loan Process

Business Loans

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Business Loan Program

We have years of experience in helping clients obtain excellent financing under the 7(a) Program which offers:

  • Loans up to $5,000,000
  • Little as 10% down payment
  • Up to a 25 year amortization
  • No balloon payment
  • Variable and fixed rate options
  • Closing costs financed into the loan


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Business Loan Program

504 loans are structured to allow Certified Development Companies (CDCs) to contribute 40% of the loan, and a Lending Partner up to 50%. As such, for an average SBA 504 loan, your contribution may only be 10%. SBA 504 loans are typically used for: 

  • Commercial Real Estate Purchase/Refinance
  • Equipment Financing

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Committed to Service

Every successful strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest  Business strategies that will help you realize your financial dreams.

Areas of Expertise

Business Acquisitions / Start-Ups

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Over the years our talented group of lending partners have successfully financed over $200 million in business acquisitions and start-up ventures. Example transactions include: 

  • Partner Buyouts
  • Franchise Financing
  • Expansion or Ground-up Construction Financing
  • Leasehold Improvements
  • Business Occupied Real Estate Purchase
  • Purchase Fixtures, Furniture, Equipment, Inventory or Supplies

Working Capital

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Working capital loans can help pay for operational costs to give you the flexibility to invest in the company's growth and cover day-to-day expenses.  Examples of working capital transactions include:   

  • Expenses such as rent or payroll
  • Financing for suppliers or to support accounts receivable during long payment cycles
  • Maintenance of equipment without impacting current cash flow
  • Cover seasonal expenses
  • Launch a marketing campaign, increase online presence or refresh your brand



Debt Refinance

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High interest rates and large loan payments can make it harder to turn a profit, thus cutting into cash flow.  It is possible to refinance eligible small business loans under the Business Program which can drastically improve cash flow via business loans.  Examples of beneficial debt refinance transactions from Business Loans include: 

Current loan has a demand or balloon feature 

Consolidation of business-related credit card debt

Interest rate exceeds the maximum

Current lender is unwilling to renew


Contact Us By Email Or Phone (636) 233-0233

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The Business Loan Experts

Saint Louis, Missouri, United States